How to Invest Wisely and Diversify: 3 Current Economic Issues. Gold, World Currency Reserves, and World Housing Bubbles.
I’ve done my best to remain diversified. I don’t mean simply having 10% in a global mutual fund, 20% in a small-cap fund, 40% in a blue chip fund, and 30% in bonds. You can rearrange the numbers a bit but there is this intense belief bordering on religion that by having your money in […]
Shadow Housing Inventory: Getting an Actual Housing Picture of California Foreclosures and REO Numbers.
I’ve been seeing many articles asserting that currently the housing numbers for states like California are not reflecting the actual housing inventory on the market. Many of the articles argue that lenders through the process of taking back properties via auction are holding off on putting properties onto the Multiple Listing Service (MLS). As I […]
Housing: Google Maps, Redfin, and Zillow: How Information Fueled the Housing Bubble and is changing the Real Estate Industry
Information is true power. The idea that only certain experts can explain economic phenomena is falling by the wayside. What has occurred over the past few years is a rapid shift in how people digest their information. In the housing sector, information is absolutely vital. Not only is information important but having accurate information. You […]
Foreclosure Decision Tree Analysis: Thought Process of Many in Foreclosure.
One of the most stressful events in life has to be losing a home. Not losing a home through a disaster but losing it through a foreclosure. The foreclosure process is a long drawn out drama that can put undue stress on a family’s financial bottom line. Home to most people means a place over […]