Aug 30 2017

Living paycheck to paycheck is the way of life:  New Harris poll finds that 78 percent of US workers live paycheck to paycheck.

For most Americans, living for payday is the way of life.  And many use debt to bridge the gap between money hitting their bank account and the bills that need to be paid.  We know since many banks make billions of dollars on people over drafting accounts.  A new Harris Poll found that 78 percent […]

Aug 16 2017

Where in the world do Americans spend their money?  Taking a look at where incomes go each month.

I remember the first budget I put together.  It left me feeling depressed and feeling as if I had been punched in the gut.  The practice was done largely out of necessity but there was something that jumped out at me.  Housing consumes a good portion of net income.  For most Americans this is the […]

Aug 5 2017

Taking a look at the 95 million Americans not in the labor force:  1 private sector worker is supporting every 2 Americans.

There continues to be an inordinately large number of Americans that are not in the labor force.  There are a variety of reasons as to why these Americans are not working.  Some are retired and some are disabled.  But the reality is we have a massive number of people that need to be supported either […]

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