Jun 20 2013

The Fed has built a financial pyramid based on unsustainable low rates. How the Fed is running out of economic curtains to hide behind when it comes to monetary policy.

The markets are pulling back dramatically because the Fed sneezed.  The Fed essentially said they would begin tapering off their experiments in quantitative easing by pulling back their bond purchases from $85 billion a month to $65 billion.  That is it.  Not a shocking revelation.  So why then are the markets plunging on this news?  […]

Jun 17 2013

Has inflation fueled the two income household trap in the US? How inflation has eroded the purchasing power of the working and middle class.

Inflation in the United States is largely seen as a built in part of our economy.  People take it for granted as if this was simply the order of things.  Yet our central banking system has inflated our debt based financial system and subsequently, the value of money has eroded.  For example, most items that […]

Jun 14 2013

The financially forgotten generation: Economically raising the Millennials in a debt strapped financial world. Over half of Millennials have no savings.

Millennials, those roughly 18 to 34 years of age are growing up in the financial shadow of their baby boomer parents.  This group of Americans is more diverse in what they perceive to be a good quality life.  They prefer to live close to work and shopping, they are not big on suburbs, and many […]

Jun 11 2013

A wing and a prayer retirement plan: Two-thirds of Americans are not saving enough for retirement. Income inequality at record levels in the US.

It is interesting to see what passes for financial journalism in the press.  This morning a guest was on one of the major news stations and she was mentioning that Americans need to save $1 million or more to retire comfortably.  In the next sentence, she mentioned that two-thirds of Americans don’t even save enough […]

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