Retire Extremely Early: Dollar Cost Averaging and Maintaining a Positive Attitude in Tough Economic Times.
During trying times I think it is very easy for many to get pessimistic with all the negative news and let their ultimate goals slip away. Simple rules to live by include keeping debt to the lowest level possible and having clear cut goals of where you want to be in 5, 10, and even […]
Money Markets, CDs, 401ks, and Savings Accounts that Lose Against Inflation: A Society that Punishes Savers.
One of the unintended consequences of this housing market is the punishment conservative savers are taking. Last month we had the rather astonishing release of data from the Bureau of Labor and Statistics telling us for the month, that inflation was at 0 percent. As disconnected as this is from reality, there is a reason […]
401(k) Investing and Retirement Planning: How to Plan for Your Future
There is a shocking statistics that 1 out of every 5 American households has a net worth of zero. Think about that for a second. The world’s most prosperous nation and 20 percent of households do not have a penny to their name when liabilities are subtracted from assets. The median net worth for families […]