Aug 7 2009

The End of the Peak Credit Era: 3 Quarters of Contracting Consumer Debt. Credit Card debt Contracts on a Year over Year Basis for First Time Ever.

There is a small silver lining in the unemployment report released on Friday.  The positive side was the amount of people being fired slowed down in July (if you can call an annual rate of 3 million layoffs positive).  However, there is still a major reluctance for firms to hire.  We still have 26,000,000 unemployed […]

Aug 5 2009

In Goldman Sachs We Trust: The Story of a $222 Stock going to $1 During the Great Depression.

As we look over the masters of the universe on Wall Street with Bear Stearns, Lehman Brothers, Merrill Lynch, Morgan Stanley, and Goldman Sachs only two remain standing and no longer in their previous form.  Yet in the midst of all this turmoil, the storied Goldman Sachs is still churning out the profits.  A recent […]

Jul 30 2009

The Road to Financial Serfdom: The Official Disconnect of Main Street from Wall Street and the Financial Mainstream Media.

On Thursday with the S&P 500 inching closer to the 1,000 mark it is near impossible to silence the “recession is over” media hype.  Of course, this is the same media that missed the biggest economic collapse since the Great Depression but here they are predicting the end of the recession.  The problem of course […]

Jul 23 2009

Credit Card Companies Placing Financial Landmines for American Consumers: How I lost my 4.99 Percent Fixed Rate and got it Back.

Americans have a love affair with credit cards.  Many Americans have more credit cards in their wallets than they do dollar bills.  When 8,000,000 credit cards were yanked from circulation many consumers realized that this was a new era of austerity.  Credit card debt otherwise known as revolving debt, peaked in September of 2008 at […]

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